129784668099272500_88Chairman of Chinese insurance: second Chinese insurance three-step
In 2006, experienced a rapid expansion of China United property insurance company limited (hereinafter referred to as "China insurance") a huge loss, due to shortage of cash flow, and does not support, the solvency of the company fell sharply, instability of the contingent. In March 2009, by regulators for its "Working Group on strengthening the internal control of the company" stationed in the China Insurance Office,, The business improving step by step, 2010, 2011 profitable for two consecutive years. From 2009 to the present, have serious business risks of Chinese insurance such as Nirvana Phoenix be reborn. 3 years, China King ' s revenge of the insurer, and revitalize the rivers, the company shifted from loss to profit, companies increasingly to good business, restructuring processes speed increased again. December 2010, The company headquarters moved from Xinjiang to Beijing in March 2012, approved by the China insurance regulatory Commission agreed, the company registered capital increased to 7.5 billion yuan. All this and world-known. Recently, newspaper, Chairman of the China insurance, Xicheng District, Beijing, Xinwen she made a special trip to visit their new corporate headquarters, in talking with the Chinese insurance Chairman and General Manager Li Yingchun, Understand the company "the second pioneering work" many of the facts. Reporter: due to the rapid expansion of the Chinese insurance lead to huge losses in 2006, industry risk pinch a cold sweat. In March 2009, from Anhui Bureau Ren Shang you be entrusted with a mission at a critical and difficult moment, led by the "Working Group on strengthening the internal control of the company" stationed in the headquarters carried out rectification and reform of Chinese insurance is located in Urumqi. Please talkInternal control working group which was stationed in the China insurance work? What changes have taken place in China's insurance? Li Yingchun: in March 2009, when team stationed in the China insurance, corporate governance, business risk is very big. Under the strong support of the regulators and shareholders, and decisions of the Working Group, a drastic clean up illegal businesses, pay close attention to structural adjustment, stop spamThe influx of; resist pressure to reduce expenditure, stressed that play the game, and strengthening the internal control of the company. Against the weakness of poor execution, Chinese insurance also launched four-level institution-building responsibilities clearly, the company is responsible for policy and compliance management, company is responsible only for the implementation at the provincial level, centralized management and control of modern enterprise management mechanisms have been basically completed. Through hard work, managementGradually the effectiveness. In June 2009, after the working group into the 3rd month of the company was "bleeding" work starting to show results. Between August 2010 and the internal control at the withdrawal of the Working Group, the company has successfully reversed the situation of sustained huge losses over the years. 2010 general cost ratio of company 96.7% in the first half, better than the industry average, and look forward to many years of profitFinally appeared, the business has been greatly improved. At this point, the suffering of the Chinese insurance after Nirvana Phoenix, was reborn in a fire. Press Conference: Working Group after the modification is complete, China insurance presented in a system-wide "second pioneering three-step" strategic goal. At that time, why such a strategic target? The strategic objectives and how he landed? LeeSpring: in early August 2010, Chinese insurance half a year work was held, announces internal control working group successfully completed the historical mission, formally withdraw from the company. This marks the company's risk disposition phase the results achieved, companies started on track. It also informed the company restructuring made significant progress, and announced the establishment of the new Board of Directors and management team�� This time, the company needed a new strategy to unify all of the action, indicate the direction of the company. In this meeting, as the new President and General Manager, I put forward the "three-step" development strategy, announced that the Chinese insurance into "the second pioneering work" of the new era. "Three-step" strategic objective of main contents are: first step, companies by 2011 to 2013 years of hard work
tera gold, the company formed a sustained, stable profitability, and second, companies over 3 years, efforts from 2014 to 2016, and thoroughly resolve the historical burden for corporate health; the third step, the company then 4 years, from 2017 to 2020 of struggle, to build the company into a "lay there, industry respectInnovative and diversified insurance group ", entered the industry advanced level. Chinese birth insurance in bingtuan, originated in the agricultural insurance. "The second pioneering work" in the process, China insurance have been adhering to the stationing in Xinjiang bingtuan, the spirit of hard work, uphold the characteristics of agricultural insurance development. "The second three-step" strategic objective under the lead of companies thought to beThe unprecedented unity, all people United as one, to time and urgency, to forge Division of Division of responsibility, strong sense of actively engaged to the second spring. "The second pioneering work" needs development philosophy, insurance of China agricultural insurance as "the second pioneering work" featured business fundamentals. Formerly known as the Xinjiang production and construction Corps of the Chinese insurance of agriculture and animal husbandryInsurance companies, is the first State Ministry of finance, Ministry of Agriculture of developing agricultural insurance pilot units. 26 years, characteristic of the development of agricultural insurance has been the focus of Chinese insurance coverage. At present, the agricultural insurance has become China's second largest business second only to automobile insurance insurance. Chinese in agricultural insurance in the insurance business with particular focus on compliance management and risk management, setting three "line of Defense": one is to actively cooperate with the GovernmentTo a certain policy of support second extract enough reserve for catastrophe risk; third
tera gold, develop appropriate reinsurance programmes. At the same time, decades of experience accumulated by the agricultural insurance business and talent, has laid a solid foundation for the sound operation of the company. So far, the Chinese farmers insurance reaches 42 65 schools in the insurance category, operating area covers 14 provinces, with 111 cities,570 counties, more than 3,300 more towns, more than 42,000 more villages, involving 22 million acres affected land, benefiting farmers in more than 10 million households. "Twelve-Five", is the period of strategic opportunities for the development of agriculture insurance in China. We will closely around the company "the second three-step" strategy to serve "three agriculture", social responsibility is their own responsibility, reform of managementSystem, technology innovation management, scientific management, risk, insist on compliance operations, grasp the opportunities in the era, a policy of subsidies of agricultural insurance development promote the leap-forward development of rural insurance. "The second pioneering work" in the process of China insurance and gradually to firmly establish a customer-centric service philosophy. In 2011, "claims service". From services, FoundationManagement, team building, quality, monitoring indicators of the five regard claims, claims service to conduct a comprehensive specification of branches at all levels, promoting customer service quality has improved significantly. Through hard work, the company reported completion rate, reported closed cycle reached the advanced level of industry. China Association of quality, national clients Commission recently released 2011 insurance industry customer satisfactionSurvey results show that insurance satisfaction ranks among the insurance companies of China third. With our focus on business customers, improving customer satisfaction are inseparable. This year, we should use the "China insurance, claims it's not hard" as the theme, in system-wide push "customer service" activities, continue to push new services to customer-centric system. The next "the second pioneering work"There is a long road, and we want to continue development efforts in areas such as agricultural insurance business, improve service levels. Reporter: experience in rectification and reform and of the Working Group "the second pioneering work" struggle for three years, Chinese insurance has undergone tremendous changes, in particular the 2011 achievement is gratifying, main business indexes are close, meet or exceed the industry advanced level. Behind these changes do you thinkWhat is the cause? Li Yingchun: three years, Chinese insurance business indicators are positive and gratifying changes have taken place. Particularly in 2011, the company audited net profit $ 2.769 billion, an increase over 2010, a comprehensive cost is 89.88%, 23 branch fully profitable, showing a company unprecedented in history is not goodGood situation. Since the beginning of this year, the company continued to improve overall operations, 1, corporate premiums rose 27.1%, a comprehensive cost rate 93.8%. Main indicators have reached the industry average, some indicators than the industry average. In my opinion, encouraging changes in the company of reason can be summed up in three points: first, in three years, company to go up and downSet a "benefit for the first" business philosophy. This established, the company staff in the ideology and model of great changes have taken place. "Efficiency first" consciousness had hearts, the overall restructuring and reorganization of the Chinese insurance plays a vital role. From now on, we have to remember the bitter lessons of history
tera power leveling, always adhere to the benefit first, the pursuit of qualityFair, efficient scale. Secondly, the company's management and control capacities have been strengthened, centralized management have made great progress. Through several years of strategic transformation and centralized management, changed the original decentralized, weak internal control of Chinese insurance. Company lay the Foundation, strengthening execution, in-depth implementation of branch management, rationalize work processes, risk management and control capacity has been the massUpgrade and leaping, do not have to worry about a repeat of the past "do more, lose more" mistakes. Third, and most important of all, "the second pioneering work" in the process, we always adhere to the scientific concept of development, adhere to the people-oriented. We always put the human resources as the first resource of the company, to allow each employee to be happy at work. We have established a good employment mechanism, Give man of the development platform, hard working people have stable work; the greatest benefits we as a company employee training, whether English horn events organized within the company, is also the Headquarters network Institute, creating a self-improvement and learning for the staff of a good platform. Reporter: China insurance was "the second pioneering work" is making steady progress on the road, your company's futureWhat are the prospects and expectations? Li Yingchun: a blueprint for the future of Chinese insurance is beautiful. As long as we follow the current management thinking, continuous reform and innovation, continuous integration in the industry, serve the overall situation, I believe that the "second pioneering three-step" strategic goal must be achieved. My confidence comes from the overall situation of social stability, sustained development of the national economy, society, and identity of people insuranceAs well as regulators continue to strengthen supervision. At the same time, we must do a good job in a down-to-earth manner, and in a down-to-earth manner to strengthen basic management, and enhanced staff training. Do these "solid", I think, Chinese insurance will realize a better future.
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